A lady’s handbag, which contained her cell phone, credit card, wallet etc… was stolen. 20 minutes later when she called her hubby from a payphone telling him what had happened, hubby says ‘I received your text asking about our Pin number and I’ve replied a little while ago.’

When they rushed down to the bank, the bank staff told them all the money was already withdrawn. The thief had actually used the stolen cellphone to text ‘hubby’ in the contact list and got hold of the pin number. Within 20 minutes he had withdrawn all the money from their bank account.

Do not disclose the relationship between you and the people in your contact list. Avoid using names like Home, Hubby, Sweetheart, Dad, Mom etc… And very importantly, when sensitive info is being asked through texts, confirm by calling back. Also, when you’re being text by friends or family to meet them somewhere, be sure to call back to confirm that the message came from them. If you don’t reach them, be very careful about going places to meet ‘family and friends’ who text you.